Main Street Refinance

Better Terms, Lower Stress, More Growth

The Main Street Lending Program, launched in 2020, was designed to provide critical liquidity for small and mid-sized businesses during the COVID-19 crisis. While the program succeeded in offering immediate relief, many borrowers are now confronting its toughest feature: steep balloon payments due at maturity. For many business owners, this repayment structure creates long-term challenges that threaten stability.

With firsthand experience advising and originating Main Street loans, Javier Jorge brings unique insight to refinancing strategies. He works closely with businesses to assess obligations, restructure debt, and transition into sustainable financing solutions that align with long-term goals. Whether serving a company in South Florida or a client elsewhere in the country, Javier’s focus is always on removing uncertainty and building financial resilience. By refinancing today, businesses can replace looming balloon payments with clarity, confidence, and room to grow.

SBA 7(a) Lending

Delivering government-backed loans with personal guidance that makes SBA as easy as personal banking.
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Small Business Financial Optimization

Javier helps entrepreneurs fine-tune their finances to maximize lending opportunities. From structuring debt to improving cash flow, he makes sure your business is set up to qualify for the right loans—on the best possible terms.
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Import/Export Financing

Expanding globally? Javier guides small businesses through the ins and outs of international trade financing. From letters of credit to SBA export loans, he helps Miami and South Florida companies move goods across borders with confidence and capital.
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Business Acquisition Financing

SBA-backed financing solutions to purchase or acquire existing businesses with confidence and clarity.
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Startup & Expansion Loans

Capital designed for new ventures and growing businesses ready to scale, guided by SBA lending expertise.
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Ready to work with Javier?

From Miami to Main Street USA, Javier works with business owners nationwide to secure SBA 7(a) loans, refinancing, and tailored small business financing. If you’re ready for honest guidance and lending expertise that makes sense, let's talk.